In this session, Joe DeCosmo, Chief Analytics Officer, Enova International, sat with Vishal Kumar, CEO AnalyticsWeek and shared his journey to Chief Analytics Officer, life @ Enova, and some challenges/opportunities as he is observing as an executive, industry observer, and a Chief Analytics Officer.
0:29 Joe’s journey.
5:05 Credit risk and fraud prevention models.
6:27 Enova: in facing or outfacing?
9:12 Enova area of expertise.
10:47 Enova decisions: Center of Excellence?
12:36 Depths and breadths of decision making at Enova.
14:51 CDO, CAO, and CTO.
17:24 Who owns the data at Enova?
19:55 Challenges in building a data culture.
25:52 Convincing leaders towards data science.
31:24 Business challenges that analytics is solving.
34:15 Getting started with data analytics as a business.
38:11 Exciting trends in data analytics.
41:09 Art of doing business and science of doing business.
44:00 Advice for budding CAOs.
Here’s Joe’s Bio:
Joe DeCosmo is the CAO of Enova International, where he leads a multi-disciplinary analytics team, providing end-to-end data and analytic services to Enova’s global online financial service brands and delivering real-time predictive analytics services to clients through Enova Decisions. Prior to Enova, Joe served as Director and Practice Leader of Advanced Analytics for West Monroe Partners and held a number of executive positions at HAVI Global Solutions and the Allant Group. He is also Immediate Past-President of the Chicago Chapter of the American Statistical Association and serves on the Advisory Board of the University of Illinois at Chicago’s College of Business.
The podcast is sponsored by:
TAO.ai(https://tao.ai), Artificial Intelligence Driven Career Coach
#FutureOfData podcast is a conversation starter to bring leaders, influencers, and lead practitioners to discuss their journey to create the data-driven future.
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